Idea to Innovation
We support fintech innovation for Australian organisations, from startups to ASX enterprises, by making validating an idea quicker, easier, cheaper, and less risky.
Your innovation partner, we combine actuator, accelerator, test platform, launch platform, and consultancy into a single, cost-effective, and rapid innovation hub.
A complete solution that equips you with everything you need to launch and manage a small-scale card program, saving you time and resources.
For startups, you can attract investment more easily at a higher valuation.
For mature companies, you can continuously innovate to drive growth and stay ahead of the competition without diverting scarce resources.
Fintech Actuator is sponsored by industry leaders.
Built for Fintech Innovators, by Payment Specialists.
The Incubator is for Australian Fintechs to validate an idea, live.
The program will simultaneously accelerate time to market, solution development, build team capability and open the doors to investment.
All-In-One
Card Platform
MVP testing with live system.
Reduce time to market
Reduce time to market.
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Spend less.
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Build a better product.
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We are dedicated to supporting innovative solutions and working with industry leaders.
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As a Program Manager, we provide an 'out of the box' prepaid Mastercard payment platform for market validation.
For startups, you can attract investment more efficiently at a higher valuation with a validated solution.
For mature companies, this means you can continuously innovate to drive growth and stay ahead of the competition without diverting scarce resources.
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A key benefit of the incubator is that once you have validated and tested your idea, you graduate into a full program with Mastercard, Change, and Idemia.
Why Use Fintech Actuator
The biggest benefit of developing an Incubator is that it allows you to test your ideas.
By offering the core set of features rather than a full-blown, feature-heavy product, you can verify that your product concept resonates with your target audience.
Investing in an incubator program is all about testing; seeing what works and what doesn’t.
​The incubator is more about trying to achieve an understanding of the market demand than it is about trying to sell or acquire customers.
With so many considerations to keep in mind, it’s possible to believe one strategy will work, and be wrong.
The best thing to do is test your assumptions with an Incubator.
Supporting You - Consultancy
Our expert team will guide and support you through the process, from high-level advisory to hands-on help.
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Idea refinement
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Target market scoping
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Business case
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Product design
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Use case development
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Post-test Go To Market strategy
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These services can be used individually or together, for example:
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work with our expert team to refine your idea, define your product and then implement your program on the test platform or
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if you have defined your product, move straight to developing and implementing your program on the test platform or
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Our team can help you achieve your goals if you only need consulting services.
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Tim Boucaut
Tim founded Fintech Actuator to support and enable innovation—from idea to implementation. Setting up a live card payment program is expensive. With leading industry technology partners and in-house expertise, Fintech Actuator has created a transparent, fairer, and affordable market validation pathway for start-ups,.
Terry McMullen
Terry brings 30 years of unparalleled expertise in rewards and loyalty, passionately championing the creation of optimal loyalty outcomes by seamlessly integrating loyalty and payments into a single, delightful customer experience.
Leo Borovilas
Leo has navigated every stage of the entrepreneurial journey, from conception to market launch, gaining invaluable expertise in diverse areas crucial to Fintech startup and scaleup success.
Kian Jackson
Kian is a detail-oriented professional and possesses extensive experience in optimising payment services operations, sustainable business growth solutions, sales procedures, and revenue improvement plans..
Our Sponsors
Innovation – then, now, always
For more than 50 years, Mastercard has pioneered technology to make payments simpler, smarter and safer.
Simplifying payment experiences worldwide
Change Financial is redefining payments and card issuing. Our innovative payment solutions have customisation, client experience and service at their core
Unlock the World
Idemia is making it safer and easier for people to pay, connect, be identified, access, travel and stay safe by reinventing how we interact. Backed by the most advanced biometrics and cryptography technologies, we create adaptable and scalable mission-critical solutions that impact all industries
Pricing
Our goal is to make testing your idea affordable. Funding and investing in a full card program can be very challenging and stressful.
The incubator program takes a multi-disciplinary approach with many different technologies and experts involved. We have an 'out of the box' card solution available to use for periods from 6 - 9 months.
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Simple
Ideal for startups or small businesses looking for a simple idea.
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Advanced
Suitable for businesses requiring a more comprehensive idea.
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Complex
Tailored for large-scale projects that require complex solutions.
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There is a setup and monthly support fee for each idea. Pricing will be prepared on application.
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